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Banking

Deposit Schemes:- Sub Services:-
1. Saving SMS ALERT
2. Current POS Machine
3. Fixed Deposit NACH
4. Recurring Deposit

Advances

  1. Personal Term Loan
  2. Housing Loan
  3. Vehicle Loan
  4. Small Business / Retail Trade
  5. Cash Credit Limit
  6. Loan Against Securities

Interest Rate of Loan Advance Effected from - 01-10-2023

Sr. No. Purpose Interest Rate
1. Business / Cash Credit L imit 9.25% to 9.75%
2. Education Loan 9.25% to 10.00%
3. Loan Against Property/Over Draft Against Property 9.50% to 10.25%
4. Residential Home Loan
House Construction and House Purchases		 8.90% to 9.25%
5. Building Construction of Commercial Purpose 9.25% to 9.75%
6. Personal/Consumption Loan 10.00% to 10.50%
7. Vehicle Loan-
1- Car Loan
2-Commercial Vehicle/SRTO
3-Two Wheller
8.90% to 9.25%
9.00% to 10.00%
10.00% to 10.50%
8. Loan Against - NSC/KVP 10.00%

Interest Rate of Term Deposit Effected from - 21-02-2023

Sr. No. DAY Interest Rate Interest Rate
Senior Citizen
1. 7 Day to 14 Day 3.50% 3.50%
2. 15 Day to 45 Day 3.50% 3.50%
3. 46 Day to 90 Day 4% 4%
4. 91 Day to 179 Day 5% 5%
5. 180 Day to 364 Day 6.50% 6.50%
6. 1 Year to less than 2 Year 7.25% 7.75%
7. 2 Year to less than 3 Year 7.50% 8.00%
8. 3 Year to 5 Year 7.50% 8.00%
9. Over 5 years to 10 Year 7.25% 7.75%